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    <title>RomanianStartups.comFinancial | RomanianStartups.com</title>
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    <link>https://www.romanianstartups.com</link>
    <description>The Romanian Internet Tech Startups Directory</description>
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        <title>Start GDPR</title>
        <link>https://www.romanianstartups.com/startup/start-gdpr/</link>
        <comments>https://www.romanianstartups.com/startup/start-gdpr/#respond</comments>
        <pubDate>Wed, 25 Nov 2020 08:24:29 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=17458</guid>
        <description><![CDATA[StartGDPR is a digital platform that generates your fully personalized GDPR compliance documentation at a fraction of the costs of a consultant.]]></description>
                <content:encoded><![CDATA[<p>StartGDPR is a platform for automatically generating the GDPR required documentation, personalised and ready to use, in a quick, safe and guided way.<br />
From the market’s point of view, StartGDPR makes it easy and convenient for SMEs to become GDPR compliant by getting the GDPR documentation, access to consent management tool and to guides and tutorials. As opposed to opting for a consultant-based solution, where prices start from 3k &#8211; 10k euros and even more, the Start GDPR solution is a few hundred euros, based on the SMEs complexity and, therefore, is more accessible. It also addresses continuous compliance and guides and tutorials for the SMEs personnel.<br />
Start GDPR platform matches and translates the users’ responses to the legal terminology that is tailored for each business. This is possible through the proprietary AI Expert System that takes the users answers, translates them and maps them into GDPR documentation. At the end of the process, the user can review the suggestions made by the platform and can comment and change them. This way the platform gets more and more smarter, having better suggestions.<br />
Another important technical functionality is the continuous updates and guides and tutorials that make sure that the SME and its personnel remain updated with the latest data protection practices, obligations and procedures.<br />
The platform leverages state of the art technology, by combining an Expert System that has the knowledge from the start on offering suggestions based on the type of the business of the client with an AI system that continuously &#8220;learns&#8221; from the user&#8217;s input, providing even better suggestions and lowering the time it takes to finalise the GDPR compliance process through Start GDPR.<br />
The platform also manages the communication with data subjects and stakeholders (clients, employees, partners, suppliers,&#8230;) in a digital and easy way.<br />
Added value of the innovation<br />
FAST &#038; EASY: the platform is easy to use, making use of plain words &#8211; you don’t need to know “legalese” and the user is guided all the way through smart suggestions.<br />
CONVENIENT: reduced costs (4 to 8 times less expensive than a consultant);<br />
Full GDPR compliance: generates fully personalised and ready to use GDPR documents along with detailed guides; continuous compliance through updates of the GDPR documents; guides and tutorials for SME personnel in order to ensure a full protection of data privacy.</p><p>The post <a href="https://www.romanianstartups.com/startup/start-gdpr/">Start GDPR</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <item>
        <title>credia.store</title>
        <link>https://www.romanianstartups.com/startup/credia-store/</link>
        <comments>https://www.romanianstartups.com/startup/credia-store/#respond</comments>
        <pubDate>Tue, 24 Nov 2020 08:24:44 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=17425</guid>
        <description><![CDATA[credia.store is a consumer credit aggregation platform for physical retailers and services providers offering point-of-sales financing to their customers.]]></description>
                <content:encoded><![CDATA[<p>credia.store is a credit aggregation platform for physical retailers and services providers offering pos financing to their customers.<br />
We offer retailers a user-friendly product interface, Increased sales, average ticket size and happier customers through increased approval rates due to multiple lenders and the chance to have the potential to create dedicated campaigns for end customers already For service providers, we give access to financing options so far reserved to a limitednumber of retail segments, reducing the risk of client loss due to pricing concerns also with potential to create and use specific financing programs with existing lenders. For banks, we provide a platform that allows onboarding for new consumer/instalment credit cards, does not require a lengthy contract with a large number of small retailers and an opportunity to identify the right client for their product, micro-targeting and differentiation, protecting also own clients by identifying them at the purchase moment. For non-banking financial institutions, we can get access to sizeable dispersed market difficult to target through traditional channels, an opportunity to develop custom products, an independent platform allowing you to maximize own benefits – the speed of reply, branding, etc</p><p>The post <a href="https://www.romanianstartups.com/startup/credia-store/">credia.store</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>22Trust Venture</title>
        <link>https://www.romanianstartups.com/startup/22trust-venture/</link>
        <comments>https://www.romanianstartups.com/startup/22trust-venture/#respond</comments>
        <pubDate>Tue, 28 Jul 2020 10:56:06 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=16311</guid>
        <description><![CDATA[FINTECH finally entering the core of financial services]]></description>
                <content:encoded><![CDATA[<p>We are the FINTECH enforcing an innovative business model powered by AI &#038; distributed work, aimed at rewriting the rules of Retail Lending.<br />
To do so, 22Trust Venture creates a sophisticated yet transparent dynamic pricing environment all along the life of the credit, within which each client can optimize its financing cost for the better.</p><p>The post <a href="https://www.romanianstartups.com/startup/22trust-venture/">22Trust Venture</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>Etvas</title>
        <link>https://www.romanianstartups.com/startup/etvas/</link>
        <comments>https://www.romanianstartups.com/startup/etvas/#respond</comments>
        <pubDate>Thu, 04 Jun 2020 07:41:47 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15993</guid>
        <description><![CDATA[The marketplace for value-added services. A platform that helps businesses offer amazing customer experience.]]></description>
                <content:encoded><![CDATA[<p>ETVAS</p>
<p>Etvas (a conjunction between &#8220;et&#8221; (lat: and) and &#8220;VAS&#8221; (en: value-added services) is a company based in Hamburg, which helps businesses bring added value to their customers.<br />
Etvas is a digital marketplace for value-add services. Value-add services complement other products and services to make them more attractive, i.e. Cyber-Monitoring for Cyber-Insurances, Buyback Guarantees for electronic devices or airport lounge access as part of a premium credit card. In our platform, we connect all providers of value-add services with businesses that want to provide more value to their customers for better loyalty and higher income.<br />
FOR BUSINESS PARTNERS: Explore. Select. Integrate.<br />
Configuring value-added services should be that easy. Etvas brings all the relevant providers into ONE marketplace so that our business partners only have to find their ideal service and offer it to their customers with ease. Save time and effort sourcing, contracting &#038; integrating service providers, cutting back costs and decreasing service integration time from 1.5 years to 1 month.<br />
FOR VAS PROVIDERS: Integrate once and let clients reach you.<br />
Etvas gives access to all of our business partners with one platform integration. As a service partner, companies are granted full access to a marketplace with endless ways of improving revenue via an all-inclusive sales channel with minimal effort.<br />
FOR END CUSTOMERS: One Single Sign On to enter the whole world of services which make the everyday life of users more comfortable, safer, cheaper and more fun.</p><p>The post <a href="https://www.romanianstartups.com/startup/etvas/">Etvas</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>Pamble by Wolfpack Digital</title>
        <link>https://www.romanianstartups.com/startup/pamble-by-wolfpack-digital/</link>
        <comments>https://www.romanianstartups.com/startup/pamble-by-wolfpack-digital/#respond</comments>
        <pubDate>Thu, 04 Jun 2020 07:16:48 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15978</guid>
        <description><![CDATA[#1 Digital Integrated Treatment for Problem Gambling.]]></description>
                <content:encoded><![CDATA[<p>Pamble is an early-stage startup developed by Wolfpack Digital offering a mobile companion app to help keep problem gambling in check. Using high-level expertise from EASG, we combine proven therapeutical methods to offer an integrated and effective healthtech solution. The app is designed as a 12 week program helping with self-education and practice, cognitive restructuring, while offering various tools outside the main program for maintaining results. The product is currently under development (to be launched publicly early 2020 after clinical validation), however it has already been featured in Forbes Romania and is a winner of the AlphaHub accelerator powered by Paddy Power Betfair. We look forward to making an impact on the lives of so many people!<br />
Gambling addiction is an increasing phenomenon across Europe and the world with an estimated 5% of European population being problem or at-risk gamblers. This translates into huge personal and societal costs.<br />
Pamble is the first healthtech solution offering a phased program to treat gambling addiction effectively.<br />
We bring together expert knowledge from renowned therapists at the RASG and EASG (Romanian and European Associations for the Study of Gambling) to create a highly interactive and clinically validated companion app which helps keep problem gambling in check.<br />
We use a holistic approach for treatment, by combining therapy, guided imagery, alternative behaviours etc.<br />
The program is enhanced by the power of technology, which makes offline treatment methods more engaging.</p><p>The post <a href="https://www.romanianstartups.com/startup/pamble-by-wolfpack-digital/">Pamble by Wolfpack Digital</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>Modex</title>
        <link>https://www.romanianstartups.com/startup/modex/</link>
        <comments>https://www.romanianstartups.com/startup/modex/#respond</comments>
        <pubDate>Mon, 11 May 2020 19:01:56 +0000</pubDate>
        <dc:creator>Ramona Asiminei</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15841</guid>
        <description><![CDATA[Modex BCDB radically simplifies blockchain adoption]]></description>
                <content:encoded><![CDATA[<p>Modex, the blockchain database company, innovates thanks to its incredible team of experts and offers services for the entire blockchain technology ecosystem. Modex’s mission is to spread and facilitate the adoption of blockchain into society and to solve real-world problems using this revolutionary technology.</p>
<p>In 2019, Modex launched Modex BCDB, a new take on blockchain technology which removes the need to invest resources in blockchain training and facilitates fast adoption of the technology in businesses. Modex BCDB (Blockchain Database) is a middleware that fuses a blockchain with a database to create a structure that is easy to use and understand by developers with no prior knowledge in blockchain development. For enterprises, Modex BCDB translates into enhanced data security, secure data sharing, streamlining of operations, and maximum protection against cyberattacks.</p>
<p>With a team of experienced developers and an innovative product such as BCDB, Modex is fully ready for any future challenge which awaits on the horizon. Driven by our initiatives in the academic field, joint-ventures with tech partners, and various educational projects, Modex will keep pushing forward together with all the visionaries out there for a better tomorrow.</p><p>The post <a href="https://www.romanianstartups.com/startup/modex/">Modex</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>Ebriza</title>
        <link>https://www.romanianstartups.com/startup/ebriza/</link>
        <comments>https://www.romanianstartups.com/startup/ebriza/#respond</comments>
        <pubDate>Sun, 26 Apr 2020 17:52:48 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15765</guid>
        <description><![CDATA[First free POS service in Romania.]]></description>
                <content:encoded><![CDATA[<p>Ebriza is a cloud-based POS &#038; eCommerce software designed for daring small and medium companies in Horeca, Retail and Services. We’re powering the independent coffeeshop to manage their business, helping out your favourite pizzeria for delivery, gearing retailers to sell online and setting up your dentist for the new business environment. Any merchant can now manage their business by accessing Ebriza anywhere and at any time and from any device.<br />
Founded in 2015 in Romania, Ebriza is currently available in Romania, Hungary and Czech Republic.</p><p>The post <a href="https://www.romanianstartups.com/startup/ebriza/">Ebriza</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <item>
        <title>SelfPay</title>
        <link>https://www.romanianstartups.com/startup/selfpay/</link>
        <comments>https://www.romanianstartups.com/startup/selfpay/#respond</comments>
        <pubDate>Sun, 26 Apr 2020 17:42:31 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15599</guid>
        <description><![CDATA[Romania's widest network of self-service payment kiosks.]]></description>
                <content:encoded><![CDATA[<p>Founded in 2009 SelfPay Romania is one  of  the  fastest  developing software companies in Romania, according to Inc. 5000 Europe Ranking 2015 (among the first 1% of the nominees). In 2015, the company became market leader in the self-service kiosks industry, with over 1,900 terminals nationwide ZebraPay is also the sixth company in the regional ranking of Deloitte CE Technology Fast 50 2015 List and the first Romanian name on the record, boosting Romania’s national presence (second place, after Poland).<br />
The company currently operates over 3,000 self-service kiosks, processes over 700,000 transactions monthly and has agreements in place with several Service Providers such as the major Utility Providers, Telco’s and Public Authorities, that lead to a direct integration of these third parties APIs with the SelfPay platform, allowing users to access and pay their preferred Service providers from a SelfPay payment station. Our self-service terminals can be found in large retail networks, universities, commercial centers, markets, gas stations and convenience stores.<br />
SelfPay terminals have numerous advantages for its users, as they allow them to conduct various types of transactions such as: mobile top-up, bill payment, wallet top-up, cryptocurrency, installment payments, train tickets, show tickets and more.<br />
ZebraPay rebranded as SelfPay in 2018, following a EUR 350,000 investment. The rebranding campaign includes the launch of new payment stations.</p><p>The post <a href="https://www.romanianstartups.com/startup/selfpay/">SelfPay</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>Volt</title>
        <link>https://www.romanianstartups.com/startup/volt/</link>
        <comments>https://www.romanianstartups.com/startup/volt/#respond</comments>
        <pubDate>Sun, 26 Apr 2020 17:33:08 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15754</guid>
        <description><![CDATA[Volt - Instant Money Transfer]]></description>
                <content:encoded><![CDATA[<p>Volt is the first money instant transfer app that revolutionized the financial industry din Romania. Transfers through Volt are possible for MasterCard, as well as for Visa cards.<br />
Whether it&#8217;s late at night, during the weekend, on a national holiday or just some other time the banks don&#8217;t work, Volt makes your transfer possible anytime, anywhere.</p><p>The post <a href="https://www.romanianstartups.com/startup/volt/">Volt</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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        <title>Pago</title>
        <link>https://www.romanianstartups.com/startup/pago/</link>
        <comments>https://www.romanianstartups.com/startup/pago/#respond</comments>
        <pubDate>Sun, 26 Apr 2020 17:19:37 +0000</pubDate>
        <dc:creator>Ana Maria Popa</dc:creator>
        
        <guid isPermaLink="false">https://www.romanianstartups.com/?post_type=listing&#038;p=15745</guid>
        <description><![CDATA[Pago is the smart way to manage your bills.]]></description>
                <content:encoded><![CDATA[<p>Pago is the app that helps you manage and pay all your utility bills, from one account: get them all in one app, organised by due date in one screen and pay them in a few seconds, anytime, anywhere.<br />
The app contains over 215 service providers all over Romania, and over a million bills were paid through the app since its launch in 2016. It also includes mobile top-ups best rates, and the possibility to buy several types of insurances, including the mandatory car insurance (RCA).<br />
Pago is built with security as our top priority, while being compliant with the Mastercard and Visa security standards: we use encrypted communications, the personal information is stored securely and we don’t store payment details.<br />
How does it work:<br />
> Create an account using your e-mail, Facebook or Google<br />
> Connect all online accounts for your household service providers<br />
> You can then see and pay your monthly bills directly into the app. You don&#8217;t have to look for them elsewhere <img src="https://s.w.org/images/core/emoji/13.0.1/72x72/1f642.png" alt="🙂" class="wp-smiley" style="height: 1em; max-height: 1em;" /><br />
> You are notified every time a new bill is issued or when it is time to pay. You get them into PDF format so that you always know what you pay<br />
> Add your Mastercard, Maestro or Visa card details and you can pay the bills one by one or all with just one click<br />
> Find the best rates for mobile top-ups, travel insurance, mandatory car insurance (RCA). With a subscription, you can set unlimited alerts so that you will never forget to renew your RCA, ITP or CASCO insurances.<br />
Download the app for free from Google Play or App Store and use it without limitations to buy insurances, mobile top-ups and to pay up to four bills/months. For more than five bills paid per month, there are two types of subscriptions (starting with 3.99 ron/month) that bring exclusive benefits!</p><p>The post <a href="https://www.romanianstartups.com/startup/pago/">Pago</a> first appeared on <a href="https://www.romanianstartups.com">RomanianStartups.com</a>.</p>]]></content:encoded>
    
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